MSDAC is a specialist provider of mortgage products and services to the Credit Union sector. Owned by our member Credit Unions, we provide a standardised mortgage product that is exclusively distributed by our member Credit Unions.
We are enabling member Credit Unions to provide competition and choice in the mortgage market by:
- Developing a standardised product offering
- Building a national brand through branding and marketing
- Supporting member Credit Unions with expert operational services delivered locally by our relationship management team and centrally by the executive team
We are ambitious for our member Credit Unions to become serious players in the Irish mortgage market.
Our Commitment to Member Credit Unions
We Will Consult and Listen To You
We will ensure that our product and services meet your needs. We recognise your expertise and market knowledge.
We Will Advocate On Your Behalf
With government and regulators demonstrating through our members success the demand within the market and working to have the current limits extended.
Your success Is Our Success
We will work collaboratively and in partnership with you to ensure our product is meeting market needs and the required support is in place to help you meet the mortgage needs of your members.
We Will Deliver Value For Our Members Credit unions
Being commercially minded with strong financial resources, but not driven by a need to make profits for shareholders.
Our Leadership Team
Seamus Beirne
Seamus has had a career spanning 34 years, covering a myriad of operational and customer roles including senior management positions in set up, process consolidation and change implementation. Most recently, Seamus was responsible for the design and implementation of an updated operational model for Avant Money Mortgages.
In this role, Seamus will lead the executive management team for MSDAC and working closely with each of the participating Credit Unions deliver the capability, support and products to enable the movement to take the next step in mortgage provision.
Liam Molloy
Liam joined MSDAC in May 2024 with 23 years retail banking experience in a number of senior finance roles. Liam is FCCA qualified and in his most recent role was Head of Finance at KBC Bank Ireland. Prior to this he held finance roles with EBS, AIB and Aviva.
Liam has significant mortgage experience across management & regulatory reporting, business partnering, product pricing, restitution, product implementation, mortgage portfolio management and loan portfolio sales.
In this role, Liam will lead the development of the pricing for the standard mortgage product and support Credit Unions in developing models and reporting systems on income, costs, returns, balance sheet management & accounting involved with providing mortgage products.
Judith Grant
Judith joined MSDAC in August 2024 as product and marketing manager and is responsible for leading the design and development of our standard mortgage product for Credit Unions.
She has almost 30 years’ experience in product development and marketing, mostly in financial services, including 20 years as a senior product manager for mortgages with Ulster Bank Ireland. In this capacity, she delivered significant developments in mortgage product, proposition and customer strategy including pricing, product launches, digitising the customer journey and implementing significant regulatory change requirements.
In her role with MSDAC, as well as leading the development of the standard mortgage product, she will be driving the organisation’s brand and communications strategy.