A Uniquely Competitive Mortgage Designed for Your Members

In this section you will find all the information you need on our first standard Mortgage Product, including the rate (subject to launch date) and the key product features.

Features

Simple

A mortgage that is straightforward and uncomplicated, with one offering across all the sectors.

Uniquely Competitive

A mortgage product that stands out amongst competitors and uniquely designed for the Credit Unions.

Made for You

It offers real, lasting value to homeowners who value a personalised service and a long-term supportive partner when buying their new home.

The Benefits

What Sets Us Apart

We wanted to create a product that would make the process of buying a home, easier and less stressful for your members.

Simple

  • Single rate for all applicants, no multiple LTV/BER
  • Flexible features
  • No hidden charges or fees

Competitive

  • Competes with both Fixed & Variable products across all LTV bands

True to Our Ethos

  • Meets the needs of our members through offering security & flexibility
  • Transparent & fair
  • Provides a return for the Credit Union

Unique

  • Innovative in the Irish market
  • Provides an opportunity to build our presence and brand
  • Allows us to compete on more than just rate

Our Commitment to Member Credit Unions

We Will Consult and Listen to You

We will ensure that our product and our services meet your needs.

We Will Advocate On Your Behalf

With Government and Regulators, demonstrating through our member's success, the demand within the market and working to have the current limits extended.

Your Success is Our Success

We will work collaboratively and in partnership with you to ensure our product is meeting market needs and the required support is in place to help you meet the mortgage needs of your members.

We Will Deliver Value For Our Member Credit Unions

Being commercially minded with strong financial resources, but not driven by a need to make profits for shareholders.

Join Us

Become A Participating Credit Union

We are currently working with our first phase of participants to develop our mortgage product and proposition. Following the launch of our mortgage in 2025 we will begin to consider interest from additional Credit Unions. If you would like to become involved or want to know more about us and our offering, please send us your details and we will get in touch with you.

Get in touch with us

Contact Us Now
Warning: If you do not keep up your repayments you may lose your home.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rang, which may limit your ability to access credit in the future.
Warning: The cost of your monthly repayments may increase.
If you wish to contact us please email: enquiries@cumortgageservices.ie
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